Sovereign Wealth Architecture
For internationally mobile individuals and families whose wealth now sits in several countries, with several institutions and several advisers, and whose structure has not kept pace.
Simulation
A German national, resident in Dubai, with his wealth held across nine countries. Test his structure against the events on the map, or take out any single position by selecting its symbol, and see what still holds.
Illustrative only. The countries are examples, not recommendations. The right ones depend on the client’s tax position, family, assets and plans.
Problems
Five patterns account for most of what we see. Most clients have more than one.
Accounts, companies, property and digital assets acquired over twenty years, each set up for the reason of the day, with different advisers in different countries. Nobody holds the whole picture, and the pieces were never designed to work together.
What the architecture does: brings each holding under a deliberate ownership line, documented in one structure chart and one structure file.
Most of the wealth, the banking and the legal exposure sit under one sovereign. A tax change, a capital control, a sanctions action or an enforcement order there reaches almost everything at once, with no time to move.
What the architecture does: spreads ownership, custody and residence deliberately, so that no single jurisdiction can reach the whole.
A will in one country for assets in four. Forced heirship rules nobody has checked. Probate that freezes accounts for months and makes the family's affairs public. Heirs who do not know what exists.
What the architecture does: sets out how each holding passes, under which law, to whom, and without a court where that is possible.
One bank holds the operating cash, the investments and the credit line. A de-risking decision, made for reasons nobody will explain, can close the relationship in thirty days.
What the architecture does: builds redundancy in banking and custody, so that losing any one institution is an inconvenience and not a crisis.
A co-signatory dies or stops responding. A trustee acts on stale instructions. A structure needs the founder's signature for everything, and the founder is in hospital. On paper the structure is fine; in practice nobody can act.
What the architecture does: defines who can act, within what limits, who can replace whom, and what happens when someone cannot.
Each piece may be sound on its own. The question is whether the whole still works when one part fails.
Tools
Trusts, foundations and holding companies in stable jurisdictions, chosen for you and not for our convenience. Second residency and citizenship, sequenced with the structure. Banking and custody across more than one institution and more than one country. Where digital assets are held, multisignature custody and a legal wrapper around it.
The legal tools secure what you own. The technical tools secure what you can reach. We use whichever the Blueprint calls for, and only those.
Engagement
Architect
A fixed-price Blueprint, from USD 5,500: the current structure mapped and tested against each of the five problems above, the target architecture designed, and a scoped proposal for the Build. Three to five weeks.
Build
The agreed design put into effect through specialist counsel and licensed agents under our direction. Quoted after design, typically USD 15,000 to 50,000 or more, plus third-party costs at cost.
Stewardship
Optional. Standard keeps the structure current from USD 6,000 a year. Premium adds Live-Fire exercises that test whether it works.
Free Snapshot
The Snapshot takes about five minutes, asks for no account numbers or balances, and maps your exposure across the dimensions above. Where your assets exceed USD 5 million, it leads into a free 30-minute qualifying call.